Health Insurance Claim Rejected: When a person takes health insurance, its purpose is to provide financial security in case of emergency. But recently a case came to light, in which a son had taken a health policy for his mother by paying a premium of about Rs 50 thousand every year. He was confident that the insurance company would help if needed, but at the time of treatment his claim was rejected.
This man, while sharing his ordeal on social media platform According to him, when he needed treatment, he contacted the Lucknow office of Star Health and Allied Insurance, where he had to wait for hours and later his claim was rejected.
Claim rejected despite policy
She alleged that the company representative allegedly said that “the policy was taken after asking us.” After this incident, the debate on the functioning of insurance companies intensified on social media. Many users raised the question that companies take premium on time, but why do they show strictness at the time of claims.
Some people even said that health insurance has now become only a paper promise. At the same time, some users tagged government regulatory bodies and demanded intervention in the matter.
Why claim rejected
However, the company has also presented its stand publicly. The company says that the claim was examined on the basis of available documents and verified medical records and the decision was taken accordingly. In insurance cases, claims are often rejected on the basis of policy conditions, waiting period, pre-existing disease or lack of documents.
This case is once again a reminder that while taking insurance, it is very important to read the policy terms carefully, understand the coverage limitations and keep all the medical documents properly safe, so that there is less hassle in the claim process at the time of need.
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